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Mortgage Lender, Mortgage Broker, Home Loans, Refinance, Low Rates.

 

Just recently did a purchase home loan with Cali Mortgage and was able to lock in 3.75% rate on a 30 year fixed.  I have to say, Cali Mortgage is top notch in customer service, professionalism and they handle the transaction so well utilizing the latest digital signature technology.  It made the process extremely efficient.

Keith Fuentes - January 29, 2016 - Google Places/Google Maps/Google + Review

916-367-7508

Speak with an eperienced Mortgage Advisor:

56 Customer Reviews
1356218
"I worked with Aaron Knutson and Alanna Flemming and they were both outstanding. I've worked twice now with Aaron. It was his reassurance to the ... more "
5.0/5.0
by user9646802
1353439
"OMG! I can't believe it happened! I had such a pleasant and easy experience of working with Aaron and his team ! I was shopping for a refinance of my ... more "
5.0/5.0
by user0089563
887782
"We chose Cali Mortgage after initially starting the loan process with a local “big name” company. We received an extremely competitive loan package ... more "
5.0/5.0
by charlene696

Disclosure current as of 10/20/2015.

  • There is no prepayment penalty.
  • The chart below shows the interest rate, APR, and the initial monthly payments:

    Payment Examples

Loan Amount

30 Year Fixed Rate

APR

Initial Monthly
Payments
(for 360 months)

$175,000

3.375%

3.656%

$798

$200,000

3.375%

3.635%

$912

$225,000

3.375%

3.618%

$1026

$250,000

3.375%

3.604%

$1140

$400,000

3.375%

3.67%

$1824

  • Disclosure Assumptions
  • Interest rate quoted assumes a FICO score of 720 with a maximum loan-to-value ratio of 80% on a primary residence.
  • The actual interest rate, APR and payment may vary based on the specific terms of the loan selected, verification of information, your credit history, the location and type of property and other factors.
  • The interest rate is for a 30 year fixed. The disclosed APR is based on 0 discount points, 0% origination fee and $1695 additional prepaid finance charges which will be due at closing. 
  • Not available in all states.
  • Rates are subject to change daily without notice.
  • Payment amounts shown do not include taxes or insurance.  Your payment obligation will be higher.

Lender fees may include processing: $695 underwriting: $950 as well as any points depending on the interest rate chosen.  All 3rd party fees additional such as appraisal, escrow, title, etc.  Contact us anytime to go over fees associated with a refinance or home loan purchase.

No upfront fees - No Lender fees - No processing fees - No underwriting fees

Please correct the following errors: